Howard Samuel (Howard) Smith (1842–1912)
Chartered ccountant and actuary. Elected member of the Birmingham Philosophical Society in 1880.
Birmingham Daily Post, 13 February 1880, p. 5
BMD (Birth index)
Census returns of England and Wales 1891 (The National Archives: Public Record Office RG12/2358/68/15)
England & Wales, national probate calendar (index of wills and administrations), 1858–1966, 1973–95 (Ancestry.co.uk, accessed 19 September 2018)